How High Earners Can Sneak Money Into a Roth IRA (Legally, Of Course)

If you’ve ever felt left out of the Roth IRA party because you make “too much money,” I have good news. It’s called a Backdoor Roth IRA, and it’s one of the ways for high-income earners to build tax-free retirement income. And before you ask—yes, it’s legal, and no, you won’t get a knock on […]
Lessons Learned from Offering a 401(k) Plan

As a business owner, providing a 401(k) plan can be a game-changer for both your company and your employees. While the benefits—such as tax advantages and talent retention—are clear, many business owners have also learned valuable lessons along the way. Understanding these lessons can help you optimize your plan and avoid common pitfalls. Key Benefits […]