The latest on the blog:
Maximize Your Roth: How to Decide the Right Conversion Amount
Subscribe to Cup of Bull: In this episode of Cup of Bull, Patrick Fontana and Michael Dunham discuss the concept of Roth conversions, emphasizing the importance of strategic tax planning for retirement. They explain how individuals can benefit from converting pre-tax retirement accounts to Roth accounts, particularly around specific life events or income fluctuations. The discussion highlights the significance of understanding tax implications and planning for future income scenarios to minimize lifetime tax bills.
Retire Well: The Power of a Comprehensive Financial Plan
Subscribe to Cup of Bull: In this episode of Cup of Bull, Patrick Fontana and Michael Dunham discuss the importance of financial independence over traditional retirement, emphasizing the need for a solid financial plan that provides peace of mind. They highlight common mistakes people make as they approach retirement, such as focusing too much on specific investments or over saving at the expense of enjoying life. The discussion also covers the significance of simplicity in financial planning, advocating for a straightforward approach that reduces stress and enhances confidence in financial decisions.
Sell or Rent Your Home?
Are you planning a move and torn between selling or renting out your current home? In this video, we break down the key factors you need to consider — from financial implications and tax considerations to long-term goals. Whether you’re upgrading, downsizing, or relocating for work, making the right decision can have a major impact on your financial future. We’ll compare real-world scenarios, talk about passive income potential, landlord responsibilities, and when selling might be the better option.
